One search. More places to look.

Find what may be owed to you.

Lost & Owed searches official and reputable sources for unclaimed money, property, refunds, settlements, recalls and benefit programs that may belong to you — then walks you through claiming them yourself.

We look through official state, court, agency and administrator sources — and we tell you exactly which ones. No Social Security number, no bank logins, no passwords. Ever.

The Owed Hunter, a calm researcher carrying a lantern, magnifying glass and ledger

The Owed Hunter

What we look for

You could have money, property, refunds, or claims waiting in more than one place.

State unclaimed property

Dormant accounts, uncashed checks, deposits and safe-deposit contents held by states.

Court & bankruptcy funds

Funds left with courts and bankruptcy trustees that were never collected.

Settlement opportunities

Open class-action and consumer settlements that accept claim forms.

Product & vehicle recalls

Safety recalls with free repair, replacement, or refund remedies.

Refund & rebate programs

Utility deposits, overpayments, escrow balances and rebate programs.

Government benefits & programs

Benefit and assistance programs people are often eligible for but never claim.

Deceased-relative property

Property held in the name of a deceased relative that heirs may pursue.

Three steps, start to finish

01

Tell us who and what to search

Names you have used, states and cities you have lived in, and the categories you care about.

02

Review possible matches

Each result explains why it may match you, what it may be worth, and how confident the match is.

03

Follow guided filing steps

We link you to the official site and give you a checklist. You file it yourself — no fees to us.

The Owed Hunter, a calm researcher carrying a lantern, magnifying glass and ledger

The Owed Hunter keeps looking

New records are reported all the time, and settlements open and close on their own schedule. With monitoring on, The Owed Hunter periodically re-checks your saved profile, flags new strong matches, and reminds you before a deadline passes.

Searching for a family member who has died

Property often stays in a person's name long after they pass. We handle these searches gently and plainly: we show you what may exist and explain what heirs are usually asked to provide — a death certificate, proof of relationship, or estate documents.

A possible match does not prove entitlement. The state or court decides.

Privacy and security

  • We never ask for a Social Security number, bank login, or government password.
  • We collect only the identity basics needed to narrow public records.
  • In this prototype your information is stored on your own device, not on a server.
  • You can export or delete everything at any time from the Privacy Center.
  • We do not sell your information.

Frequently asked questions

We help you find opportunities. You decide what to claim.